MAYA BANK said it sealed a $48-million “loan channeling” partnership with Atome, which will expand credit access to clients vetted by Maya.

“This collaboration leverages digital technology to bring fast, secure, and responsible financing into the hands of underserved customers, helping them build financial confidence and long-term resilience,” Maya Bank President Angelo S. Madrid said in a statement on Thursday.

“We are deeply honored to partner with Maya Bank, a true trailblazer in digital banking. Together, we are expanding access to responsible, risk-managed, and transparent flexible payment options that make more products and services truly ‘Available-To-Me’ for millions of Filipinos. Since Day One, Atome’s mission has been to improve lives through greater financial access and technology, and this partnership with Maya Bank is a significant step forward in that journey in the Philippines,” Atome Philippines President & Country General Manager Christian Quiros said.

Launched in 2019, Atome is a digital finance platform active in Southeast Asia offering cards, lending, insurance and savings products. It currently serves over 4 million clients in the Philippines via Buy Now, Pay Later schemes.

Maya Bank launched in 2022, offering savings, deposits, and credit to consumers and micro, small and medium enterprises. — Aaron Michael C. Sy